11795 85th Avenue
FHA Assumable
2.84% Rate
50 photos
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11795 85th Avenue

Arvada, CO 80005

5
Bedrooms
3
Bathrooms
2,307
Sq Ft

Payment Calculator

$2,931
per month, total
$30,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,750
$30,750$211,795
Second loan$181,045
%
Blended rate4.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,693/mo
Assumable @ 2.84% + gap
$2,931/mo
$762less per month
$762
per month
$9,140
per year
$274,189
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$615,000
Assumable Rate
2.84%
Remaining Balance
$403,204
Loan Type
FHA
Est. Equity Gap
$211,795

About This Home

SAVE UP TO $328/M FOR THE FIRST YEAR WITH OUR LENDER PAID BUY DOWN! Imagine starting your morning enjoying a cup of coffee on your front porch, spending summer afternoons paddle boarding or kayaking, and coming home to a private backyard oasis. At 11795 W 85th Avenue in The Landing at Standley Lake, that Colorado lifestyle is practically outside your front door. This 4-bedroom, 3-bathroom home offers 2,024 square feet of comfortable living space, plus a finished basement and 2-car garage. Inside, the main level feels welcoming and functional, with an easy flow between the kitchen, dining area, and spacious living room centered around a cozy fireplace. Just off the dining room, step onto the large stamped-concrete patio and into a fully fenced backyard that feels surprisingly private. There is plenty of room for summer dinners, BBQing, gardening, or simply relaxing; and the yard is already wired for a future hot tub. Upstairs, the primary suite features a walk-in closet and private en-suite bath, while two additional bedrooms and a full hall bath complete the level. Downstairs, the finished basement adds even more flexibility with a conforming fourth bedroom, recreation room or separate sitting area, and laundry. Owned solar will transfer paid off at closing, offering the next owner the benefit of solar without taking on a solar loan or lease. The roof was replaced in 2019, adding another meaningful update already taken care of. But what truly sets this home apart is the location. Standley Lake Regional Park offers approximately 3,000 acres of open space and recreation just moments away, including paddle boarding, kayaking, fishing, trails, and incredible Colorado sunsets. Two Ponds National Wildlife Refuge and the Ralston Creek Trail are also nearby, while Olde Town Arvada, Five Parks dining, and access to Hwy 36 keep restaurants, shopping, Denver, and Boulder within easy reach.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$615,000
2.84% rateFHASave $762/mo

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