3595 89th Avenue
FHA Assumable
2.9% Rate
38 photos
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3595 89th Avenue

Thornton, CO 80229

3
Bedrooms
2
Bathrooms
1,344
Sq Ft

Payment Calculator

$2,276
per month, total
$23,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$164,265
Second loan$140,515
%
Blended rate4.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 2.9% + gap
$2,276/mo
$576less per month
$576
per month
$6,916
per year
$207,480
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$475,000
Assumable Rate
2.9%
Remaining Balance
$310,735
Loan Type
FHA
Est. Equity Gap
$164,265

About This Home

OPEN HOUSE SAT 8/8 from Noon-3pm: The sunflower house awaits, beautiful from the inside out. Perfectly positioned in Thornton Valley East, this inviting ranch-style home pairs thoughtful updates with an exceptional outdoor setting. The expansive backyard is a true standout, overlooking open space to the west and featuring a patio area, flourishing raised beds, vibrant reseeding annuals and ample room to relax, entertain or cultivate a garden oasis. Inside, fresh paint, new carpet installed in July 2026 and hardwood flooring at the entry complement a bright, welcoming layout. The remodeled main-level bath showcases floor-to-ceiling luxury bathtub tile, new tile flooring, a stylish vanity and updated fixtures. The kitchen offers warm wood cabinetry, newer stainless steel appliances and a cozy dining area, while the finished basement adds flexible living space for guests, a home office or hobbies. A new garage door, xeriscaped front yard and swaying sunflowers greet you each day. LOCATION! Next to Pelican Ponds open space with 27 hole disc golf, Platte River Trail all the way to Denver, new Mapleton K-8 school, less than a mile to the lightrail and close proximity to Thornton Community Rec Center. Full list of updates in supplements: New carpet (2026), remodeled upstairs bathroom (2026), garage door (2026), water heater (2025), fresh paint, beautiful landscaping and gardens.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
2.9% rateFHASave $576/mo

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