6715 134th Avenue
VA Assumable
2.89% Rate
44 photos
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6715 134th Avenue

Thornton, CO 80241

4
Bedrooms
3
Bathrooms
3,687
Sq Ft

Payment Calculator

$4,010
per month, total
$40,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,000
$40,000$340,170
Second loan$300,170
%
Blended rate4.71% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,804/mo
Assumable @ 2.89% + gap
$4,010/mo
$793
per month
$9,521
per year
$285,624
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$800,000
Assumable Rate
2.89%
Remaining Balance
$459,829
Loan Type
VA
Est. Equity Gap
$340,170
Annual Taxes
$7,215

About This Home

Now offered at $800,000! Located in Thornton’s sought-after Amber Creek neighborhood, this distinctive 5-bedroom, 5-bath home offers 4,070 finished square feet across three levels, including an exceptional custom basement. Built in 2019 by TRI Pointe Homes, it features flexible living spaces and thoughtful upgrades throughout. The main level includes a dedicated office with floor-to-ceiling built-ins and a separate den with included surround-sound equipment. The kitchen features a large granite island, gas cooktop, double ovens, range hood, and walk-in pantry. It opens to the family room with a gas fireplace. Upstairs, the spacious primary suite offers a spa-inspired bath with dual sinks, rainfall and standard showerheads, and a custom walk-in closet. A large loft provides space for a playroom, lounge, or second office. The 1,336-square-foot finished basement is truly one of a kind. The craft room includes extensive built-in storage, a large workspace, utility sink, and separate ventilation system. A hidden bookcase door reveals a secret bunk room. The rec room includes a projector and screen, while the basement bath features heated floors and a soaking tub. An additional bedroom completes this versatile level. Additional highlights include a three-car tandem garage approximately 35 feet deep, mountain and city views, and convenient access to I-25, E-470, and Orchard Town Center. Kitchen, dining-room, and family-room photos have been virtually staged to show alternative paint colors. Sellers are offering interior painting of the upper two floors after offer acceptance, subject to mutually agreed-upon terms in a written addendum. Contact the listing agent for painting details.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$800,000
2.89% rateVASave $793/mo

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