2028 St James Drive
VA Assumable
4.13% Rate
35 photos
Click to enlarge

2028 St James Drive

Colorado Springs, CO 80910

3
Bedrooms
1
Bathrooms
901
Sq Ft

Payment Calculator

$2,155
per month, total
$19,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,000
$19,000$207,554
Second loan$188,554
%
Blended rate5.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,282/mo
Assumable @ 4.13% + gap
$2,155/mo
$127
per month
$1,525
per year
$45,759
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$380,000
Assumable Rate
4.13%
Remaining Balance
$172,446
Loan Type
VA
Est. Equity Gap
$207,554
Annual Taxes
$1,328
HOA/mo
$73

About This Home

Welcome home to this charming two-story residence in the desirable Spring Creek community! From the beautifully landscaped front yard and inviting covered front porch to the stunning mountain views, this home offers comfort, style, and convenience at every turn. Step inside to discover gorgeous engineered hardwood flooring throughout the main level and a bright, open floor plan designed for modern living. The living room provides the perfect space for entertaining guests or family gatherings, while the spacious kitchen features stainless steel appliances, warm oak cabinetry, a convenient breakfast bar, and a cozy dining nook that opens to a private wood deck and fully fenced backyard—ideal for summer barbecues, outdoor gatherings, or simply relaxing. A detached two-car garage completes the outdoor space. Upstairs, the vaulted primary suite offers a peaceful retreat with a walk-in closet and an en-suite bath featuring a tub/shower combination. Two additional bedrooms provide plenty of space for family, guests, or a home office. Additional highlights include central air conditioning, a security system, and a lined crawlspace offering abundant storage. Perfectly situated near the I-25 corridor and just minutes from downtown Colorado Springs, you'll enjoy easy access to shopping, restaurants, parks, and miles of scenic hiking trails. Combining comfort, functionality, and an unbeatable location, this modern move-in-ready home is one you won't want to miss. Schedule your private showing today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$380,000
4.13% rateVASave $127/mo

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