39 Spring Lane
FHA Assumable
5.75% Rate
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39 Spring Lane

Boulder, CO 80302

1
Bedrooms
1
Bathrooms
801
Sq Ft

Payment Calculator

$5,216
per month, total
$45,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$45,000
$45,000$240,646
Second loan$195,646
%
Blended rate6.15% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,404/mo
Assumable @ 5.75% + gap
$5,216/mo
$188
per month
$2,261
per year
$67,821
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$900,000
Assumable Rate
5.75%
Remaining Balance
$659,353
Loan Type
FHA
Est. Equity Gap
$240,646
Annual Taxes
$5,787

About This Home

Experience refined Colorado mountain living just minutes from downtown Boulder's vibrant dining, culture, and recreation. With the Sundance Film Festival making Boulder its new home beginning in 2027, this residence represents a unique opportunity to own a private foothills retreat near one of the country's most celebrated cultural destinations. Nestled in desirable Boulder Heights, this beautifully maintained 3-bedroom, 2-bath retreat offers exceptional privacy, peaceful meadow views, and a seamless connection to nature. Inside, oak hardwood floors, two fireplaces, light-filled living spaces, and newly installed carpet create a warm, welcoming atmosphere. The updated kitchen features Bosch appliances (2020), a hands-free faucet, and abundant storage for everyday living and entertaining. Remodeled in 2022, the spa-inspired main bathroom offers designer tile, Rejuvenation fixtures, and a deep soaking tub. Wake to Front Range sunrises from the serene primary bedroom, while the spacious guest suite accommodates visitors, a home office, or additional living space. Enjoy outdoor living on the expansive 900-square-foot deck with low-maintenance composite decking and Feeney cable railings (2020), ideal for morning coffee, evening gatherings, and taking in the surrounding landscape. Frequent sightings of foxes, deer, wild turkeys, and songbirds add to the natural setting, while nearby hiking trails make adventure part of everyday life. The south-facing orientation provides abundant natural light and added winter convenience. County-maintained and regularly plowed, Spring Lane offers reliable year-round access. With numerous mechanical updates and pride of ownership throughout, this exceptional home combines peaceful foothills living with the convenience of nearby Boulder.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$900,000
5.75% rateFHASave $188/mo

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