FHA Assumable

4.04% Rate

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285 Whimsical Avenue

Brighton, CO 80603

Bedrooms

Bathrooms

1,485

Sq Ft

Payment Calculator

$2,256

per month, total

$19,995

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995

$19,995$217,461

Second loan$197,466

at an estimated rate of

Blended rate5.84% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,401/mo

Assumable @ 4.04% + gap

$2,256/mo

$145less per month

$145

per month

$1,744

per year

$52,323

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $399,900
Assumable Rate: 4.04%
Remaining Balance: $182,439
Loan Type: FHA
Est. Equity Gap: $217,461

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$399,900

4.04% rateFHASave $145/mo

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