2640 Race Street
VA Assumable
4.2% Rate
24 photos
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2640 Race Street

Denver, CO 80205

3
Bedrooms
2
Bathrooms
1,110
Sq Ft

Payment Calculator

$3,437
per month, total
$29,950
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,950
$29,950$341,022
Second loan$311,072
%
Blended rate6.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,597/mo
Assumable @ 4.2% + gap
$3,437/mo
$160less per month
$160
per month
$1,922
per year
$57,660
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$599,000
Assumable Rate
4.2%
Remaining Balance
$257,978
Loan Type
VA
Est. Equity Gap
$341,022

About This Home

Location, Location, Location ! Solid brick home with some enhanced original features. Newer kitchen with S/S appliances and quartz counter tops. Updated bathroom. solid wood floors. New roof august 2026. ! car detached garage with rear alley access. The basement has a family room, laundry room, bonus room and storage area.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$599,000
4.2% rateVASave $160/mo

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