12638 Windingwalk Drive
VA Assumable
3.92% Rate
42 photos
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12638 Windingwalk Drive

Peyton, CO 80831

5
Bedrooms
3
Bathrooms
3,051
Sq Ft

Payment Calculator

$3,049
per month, total
$30,145
cash you bring
No secondary financing needed

The equity gap on this property ($30,145) is less than 5% of the purchase price ($33,750). Your down payment covers the full gap with no second mortgage required.

Effective rate3.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,053/mo
Assumable @ 3.92%
$3,049/mo
$1,004
per month
$12,050
per year
$361,501
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$674,999
Assumable Rate
3.92%
Remaining Balance
$644,853
Loan Type
VA
Est. Equity Gap
$30,145
Annual Taxes
$4,290
HOA/mo
$135

About This Home

Welcome to this immaculate and exceptionally well-maintained 4-bedroom, 3-bathroom home in the highly desirable Meridian Ranch community! From the moment you arrive, you’ll appreciate the pride of ownership throughout this beautifully cared-for home. The spacious 3-car garage is finished and provides plenty of room for vehicles, storage, and more. The inviting main level features a stunning floor-to-ceiling stone fireplace that creates a beautiful focal point in the living room. The open kitchen is equipped with KitchenAid appliances and offers a wonderful space for entertaining and everyday living. The finished basement adds valuable living space, complete with a wet bar that is perfect for hosting family and friends. Step outside to enjoy the covered rear patio and beautifully maintained backyard, which backs directly to open space for added privacy and views. The backyard is fully fenced and features a convenient gas line ready for your BBQ grill, making outdoor entertaining a breeze. Additional features include central air conditioning, a finished 3-car garage, finished basement, fenced backyard, covered patio, and beautiful finishes throughout. This home has truly been meticulously maintained and is move-in ready. Enjoy all that Meridian Ranch has to offer, including two recreation centers, a community pool, miles of trails, and a variety of amenities and activities right outside your door. This is a home that combines comfort, functionality, outdoor living, and an incredible community lifestyle—truly a must-see!

Data Source: elevatemls

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$674,999
3.92% rateVASave $1,004/mo

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