🏠The Assumable Guy
2020 12th Street
FHA Assumable
3.18% Rate
23 photos
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2020 12th Street

Pueblo, CO 81003

3
Bedrooms
2
Bathrooms
1,361
Sq Ft

Payment Calculator

$797
per month, total
$9,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$9,250
$9,250$23,686
Second loan$14,436
%
Blended rate3.53% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,111/mo
Assumable @ 3.18% + gap
$797/mo
$314less per month
$314
per month
$3,769
per year
$113,061
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price
$185,000
Assumable Rate
3.18%
Remaining Balance
$161,313
Loan Type
FHA
Est. Equity Gap
$23,686

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$185,000
3.18% rateFHASave $314/mo

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📞 (719) 624-3472