8199 Welby Road
FHA Assumable
7.18% Rate
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8199 Welby Road

Thornton, CO 80229

4
Bedrooms
2
Bathrooms
1,800
Sq Ft

Payment Calculator

$1,803
per month, total
$14,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,000
$14,000$19,859
Second loan$5,859
%
Blended rate7.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,681/mo
Assumable @ 7.18% + gap
$1,803/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$280,000
Assumable Rate
7.18%
Remaining Balance
$260,140
Loan Type
FHA
Est. Equity Gap
$19,859
Annual Taxes
$2,047
HOA/mo
$305

About This Home

Beautifully updated townhome with an attached one-car garage, set within a quiet and welcoming neighborhood. This residence offers two generously sized bedrooms and a thoughtfully updated interior that blends comfort with modern style. The main level features stylish LVP flooring, new baseboards, fresh interior paint, new raised-panel doors, updated lighting, and new carpeting upstairs. The kitchen shines with new appliances and gorgeous quartz countertops, while the adjacent laundry room provides enough space to double as a convenient pantry. The living room is anchored by a cozy wood-burning fireplace and volume ceilings. Upstairs, the bathroom includes a rare double-sink vanity and a redesigned tub/shower combination. The bedrooms enjoy brand-new double-pane windows for improved comfort and efficiency. An interior staircase leads directly to the attached garage, which includes a spacious crawl space ideal for storage. An additional parking space is available in the driveway. The community offers a clubhouse, a newly renovated pool, and a playground, all for a low HOA fee of $305.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$280,000
7.18% rateFHA

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