3610 Monroe Street
FHA Assumable
6.92% Rate
42 photos
Click to enlarge

3610 Monroe Street

Denver, CO 80205

5
Bedrooms
4
Bathrooms
3,041
Sq Ft

Payment Calculator

$3,419
per month, total
$27,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,000
$27,000$111,815
Second loan$84,815
%
Blended rate7.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,243/mo
Assumable @ 6.92% + gap
$3,419/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$540,000
Assumable Rate
6.92%
Remaining Balance
$428,185
Loan Type
FHA
Est. Equity Gap
$111,815
Annual Taxes
$2,416

About This Home

Welcome to this inviting 4-bedroom ranch nestled in Denver’s desirable Clayton neighborhood, where classic character meets thoughtful updates and comfortable everyday living. Beautiful hardwood floors flow throughout much of the home, while the updated kitchen features a stylish archway door frame that adds architectural charm and creates an open, welcoming feel. A spacious primary bedroom with a walk-in closet, beautifully updated Jack and Jill bath, and cozy fireplace provides a perfect space for relaxing. Plus, enjoy year-round versatility in the bright sunroom, offering additional space for a reading nook or casual gathering area. Comfort is enhanced by new central air conditioning, windows, insulation, and a mini-split system, providing flexible climate control throughout the home. Plus, you can have peace of mind with a newer electrical panel and updated wiring. Step outside to a private, low-maintenance backyard designed for easy enjoyment, featuring turf, a fire pit area, and a storage shed. The oversized detached one-car garage provides convenient parking and additional storage. Adding exceptional flexibility and potential, the property has a short-term rental permit, offering an opportunity for rental income or a versatile guest accommodation, subject to applicable regulations and permit requirements. Ideally located on a quiet street, with easy access to I-70 and close to Park Hill Village retail. This charming ranch combines character, functionality, and outdoor living! Do not miss your chance to see this one-of-a-kind Colorado gem!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$540,000
6.92% rateFHA

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 618-3936