1709 Xenia Street
FHA Assumable
3.5% Rate
31 photos
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1709 Xenia Street

Denver, CO 80220

3
Bedrooms
4
Bathrooms
1,687
Sq Ft

Payment Calculator

$2,947
per month, total
$29,950
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,950
$29,950$186,491
Second loan$156,541
%
Blended rate4.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,597/mo
Assumable @ 3.5% + gap
$2,947/mo
$650
per month
$7,799
per year
$233,957
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$599,000
Assumable Rate
3.5%
Remaining Balance
$412,508
Loan Type
FHA
Est. Equity Gap
$186,491
Annual Taxes
$3,384

About This Home

Offering exceptional space, thoughtful updates and a generous lot in East Colfax, this expansive residence is designed for versatile modern living. The bright main level features hardwood floors, large windows, a dedicated dining area and neutral wall color. An updated kitchen features generous counter space, bar seating and newer stainless steel appliances. Three bedrooms occupy the main level, while the finished basement adds two spacious bedrooms, a second living area and a flexible bonus room for an office, media room or storage. Recent improvements provide peace of mind, including a new roof and solar panel reinstallation in 2026, updated HVAC, water heater, sewer line, electrical, sump pump, basement windows and fencing. Outdoors, the landscaped and fully fenced backyard features irrigation and ample space for entertaining or gardening. An attached garage, driveway parking, in-unit laundry and smart-home features, including a security system, complete this well-maintained offering. Ideally positioned in East Colfax, the home sits at the doorstep of Denver's vibrant Central Park neighborhood. Its shops, restaurants and green spaces are just minutes away, from the food-hall energy of Stanley Marketplace and the boutiques of Eastbridge Town Center to open-air shopping at The Shops at Northfield and Central Park's celebrated parks and pools. The Anschutz Medical Campus and Fitzsimons Innovation Community, home to UCHealth and Children's Hospital Colorado, are also close at hand. For commuters, Central Park Station offers a one-seat ride on the A-Line to downtown's Union Station or Denver International Airport, while I-70 and I-225 keep the rest of the metro within easy reach. With the Colfax corridor's ongoing revitalization and Bus Rapid Transit coming to the city's most iconic street, this is a location primed for connection and long-term value.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$599,000
3.5% rateFHASave $650/mo

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