453 Oxbow Drive
FHA Assumable
3.26% Rate
50 photos
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453 Oxbow Drive

Brighton, CO 80602

2
Bedrooms
3
Bathrooms
1,487
Sq Ft

Payment Calculator

$2,512
per month, total
$26,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,000
$26,000$162,589
Second loan$136,589
%
Blended rate4.43% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 3.26% + gap
$2,512/mo
$610
per month
$7,319
per year
$219,576
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$520,000
Assumable Rate
3.26%
Remaining Balance
$357,410
Loan Type
FHA
Est. Equity Gap
$162,589
Annual Taxes
$6,133
HOA/mo
$75

About This Home

Why settle for a smaller lot, less garage space, or a location surrounded by other homes? This property brings together four upstairs bedrooms, an oversized three-car garage, a full basement, and an 8,182-square-foot lot all at a competitive price and NO METRO TAXING DISTRICT! The east-west orientation fills the home with natural light throughout the day and gives the driveway useful winter sun to help with snowmelt. Across the street, instead of another row of houses, is an open field owned by 27J Schools. The neighborhood park is less than a block away. Inside, soaring two-story ceilings make an immediate impression in the living and dining rooms. Wood flooring extends across the main level, and the family room—with its gas fireplace and abundant windows—opens directly to the kitchen. Granite countertops, a tile backsplash, newer stainless-steel appliances, a gas range, extra deep sink, and casual dining space make the kitchen ready for everyday use. All four bedrooms are together on the upper level. The primary suite stands out with a spacious five-piece bath, soaking tub, dual undermount sinks, granite counters, wood-look tile flooring, and a huge walk-in closet adjoining the bath. Fresh interior paint and updated lighting give the home a clean, current feel. The HVAC system, including an energy-efficient heat pump, is only two years old; the exterior was repainted around the same time. The full basement is already drywalled in part, offering substantial storage today and excellent potential for future finished space. Outside, new sod, front and rear sprinklers, a stamped-concrete patio, and a generous backyard provide room that many nearby homes simply do not. With its three-car garage, larger lot, park access, open outlook, recent improvements, and expansion potential, this home offers a combination that is difficult to match at this price!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$520,000
3.26% rateFHASave $610/mo

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