2456 Cherry Circle
FHA Assumable
2.73% Rate
35 photos
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2456 Cherry Circle

Brighton, CO 80241

5
Bedrooms
3
Bathrooms
2,412
Sq Ft

Payment Calculator

$2,180
per month, total
$24,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,995
$24,995$109,307
Second loan$84,312
%
Blended rate3.58% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 2.73% + gap
$2,180/mo
$822
per month
$9,861
per year
$295,840
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$499,900
Assumable Rate
2.73%
Remaining Balance
$390,592
Loan Type
FHA
Est. Equity Gap
$109,307
Annual Taxes
$4,003
HOA/mo
$125

About This Home

If you’ve been looking for a home with plenty of space, a flexible floor plan, and a backyard made for enjoying Colorado days, this one checks a lot of boxes. Step inside to soaring vaulted ceilings, abundant natural light, and an open, welcoming feel. Luxury vinyl plank flooring carries through the main living areas, while the spacious kitchen offers stainless steel appliances, a pantry, breakfast nook, generous counter space, and seating that makes it easy to stay connected while cooking or entertaining. Just a few steps down, the inviting family room centers around a gas fireplace with built-ins—the kind of space that feels perfect for movie nights, game days, or simply relaxing at the end of the day. Upstairs, the spacious primary suite includes a walk-in closet and private bath with a dual sink vanity, while two additional bedrooms share a convenient Jack-and-Jill bath. And there’s still more. The fully finished basement gives you a large recreation room, fourth bedroom, and 3/4 bath—ideal for guests, a home office, gym, or your own entertainment space. Outside, the fully fenced backyard offers a generous patio for grilling, dining, or relaxing, and a playset that's included along with a built-in swing. Plus, Observatory Park is just around the corner—an easy walk to its playground, trails, picnic areas, and open green space. You're also close to Brighton Oasis Family Aquatic Park, nearby shopping, restaurants, schools, and everyday conveniences within easy reach. With 4 bedrooms, 4 baths, multiple living areas, a finished basement, and an attached 2-car garage, this is a home that can grow and change right along with you. Come take a look—you may walk in and realize this is exactly the space you’ve been waiting for. Schedule your showing today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,900
2.73% rateFHASave $822/mo

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