12503 Locust Way
VA Assumable
2.97% Rate
31 photos
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12503 Locust Way

Thornton, CO 80640

3
Bedrooms
3
Bathrooms
1,269
Sq Ft

Payment Calculator

$3,002
per month, total
$31,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$213,235
Second loan$181,985
%
Blended rate4.36% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 2.97% + gap
$3,002/mo
$751
per month
$9,013
per year
$270,387
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$625,000
Assumable Rate
2.97%
Remaining Balance
$411,765
Loan Type
VA
Est. Equity Gap
$213,235
Annual Taxes
$4,435
HOA/mo
$73

About This Home

***NEW LOWER PRICE***Great southern exposure on this corner lot in the desirable Sage Creek Estate neighborhood. The welcoming covered front porch leads to the entry way and foyer. The main floor has an office with French doors, formal living and dining rooms, kitchen with island and pantry, a family room with fireplace and built-in shelves, and a laundry room off the garage entry. Upstairs, the large primary suite has an ensuite bathroom and walk-in closet, a loft, hall bathroom, 2 additional bedrooms and a bonus/4th non-conforming bedroom that could be a media room, play room, or 2nd office. Unfinished basement is open for storage or to finish for extra living space. Attached 2-car garage has a side door to the backyard. Oversized fenced backyard is a blank slate to create an outdoor living space of your dreams. This home is priced below similar sized comps in the neighborhood for a quick sale. Move-in ready!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
2.97% rateVASave $751/mo

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