18631 53rd Avenue
FHA Assumable
2.87% Rate
45 photos
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18631 53rd Avenue

Denver, CO 80249

3
Bedrooms
2
Bathrooms
1,052
Sq Ft

Payment Calculator

$1,944
per month, total
$21,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,250
$21,250$116,071
Second loan$94,821
%
Blended rate3.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 2.87% + gap
$1,944/mo
$608less per month
$608
per month
$7,297
per year
$218,907
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$425,000
Assumable Rate
2.87%
Remaining Balance
$308,929
Loan Type
FHA
Est. Equity Gap
$116,071

About This Home

This beautiful two-story home offers an effortless lifestyle in a prime location near two light rail stations, parks, and a vibrant mix of shops and restaurants. The open-concept main floor feels incredibly fresh, featuring durable LVP flooring, modern window coverings, and a crisp, bright white palette throughout. At the heart of the home, the kitchen has been thoughtfully updated including a new stainless steel tub Kitchenaid dishwasher with matching cabinet face. It boasts a large center island with bar seating, sleek slab granite countertops, a dual-basin under-mount sink, and a brand-new suite of premium appliances. Whether you’re hosting a dinner party in the spacious dining area or relaxing in the welcoming living room, the flow of this home is perfect for modern living. A convenient powder room completes the main level. Upstairs, you’ll find two primary suites, each offering a private retreat. The larger suite features plush carpeting, a ceiling fan, and transom windows that flood the space with natural light, along with a walk-in closet and a private en-suite bathroom. The second primary suite is equally comfortable, offering a sizable closet and its own en-suite bathroom with a full tub. For added convenience, the laundry room—complete with an included washer and dryer—is also located on this level. The outdoor space is just as inviting, with a fully fenced backyard and a paver patio ready for weekend BBQs. It’s the perfect blend of style, comfort, and low-maintenance living.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
2.87% rateFHASave $608/mo

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