619 Richfield Street
VA Assumable
3.33% Rate
31 photos
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619 Richfield Street

Aurora, CO 80017

4
Bedrooms
3
Bathrooms
2,724
Sq Ft

Payment Calculator

$2,056
per month, total
$21,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,500
$21,500$121,722
Second loan$100,222
%
Blended rate4.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,582/mo
Assumable @ 3.33% + gap
$2,056/mo
$526less per month
$526
per month
$6,312
per year
$189,366
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$430,000
Assumable Rate
3.33%
Remaining Balance
$308,277
Loan Type
VA
Est. Equity Gap
$121,722

About This Home

2.85% ASSUMABLE LOAN! Welcome to modern, low-maintenance living in a great Aurora location! Built in 2019, this inviting 3-bedroom, 3-bathroom townhome features a thoughtful floor plan combining comfort, style, and convenience. The open-concept main level connects the kitchen, dining area, and living room—ideal for everyday living, entertaining, and gathering. Luxury vinyl plank flooring throughout the main level provides a stylish and durable finish while creating a cohesive feel from room to room. The well-appointed kitchen is truly the heart of the home, featuring beautiful granite countertops, quality cabinetry, and plenty of space for meal preparation while staying connected with family and guests. Thoughtful upgrades continue throughout the home, including customized closets with shelving in all three bedrooms, for excellent organization and storage. Tinted windows help reduce heat from the sun and provide added comfort during Colorado’s warmer months. Ceiling fans throughout the home and on the patio add to the comfort, while the outdoor patio offers a relaxing space for Colorado’s beautiful days. An automated sunscreen provide additional shade and comfort during the warmer months. A 2-car attached garage offers convenient parking and extra storage. The location is exceptionally convenient, with Buckley Space Force Base, shopping, dining, parks, and everyday amenities nearby. A K–12 charter school is also within walking distance, adding even more appeal to this desirable location. With its open-concept layout, stylish finishes, customized storage, entertaining-friendly kitchen, 2.85% ASSUMABLE LOAN, and excellent location, this townhome offers an exceptional opportunity and a potentially significant financing advantage. Bonus opportunity: The home directly next door is also currently for sale, offering a unique possibility for multi-generational living, extended family, or friends who would enjoy the convenience of living side by side.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$430,000
3.33% rateVASave $526/mo

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