1015 Timber Valley Road
VA Assumable
4% Rate
100 photos
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1015 Timber Valley Road

Colorado Springs, CO 80919

4
Bedrooms
4
Bathrooms
3,710
Sq Ft

Payment Calculator

$6,524
per month, total
$69,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$69,000
$69,000$188,538
Second loan$119,538
%
Blended rate4.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$8,286/mo
Assumable @ 4% + gap
$6,524/mo
$1,762
per month
$21,148
per year
$634,452
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$1,380,000
Assumable Rate
4%
Remaining Balance
$1,191,461
Loan Type
VA
Est. Equity Gap
$188,538
Annual Taxes
$3,145

About This Home

Two acres of quiet serenity. That's the first thing you notice at — pines closing in behind you, deer drifting through at dusk, Front Range views opening past the treeline. Tucked in the foothills off Woodmen Road, this Woodmen Valley retreat feels a world away, yet Costco is under 10 minutes, downtown 15, and COS airport 30. Ute Valley Park, Blodgett Peak Open Space, and Garden of the Gods are minutes out, and Academy D20 schools serve the neighborhood. No HOA — with a voluntary road association for snow plowing. Every square foot has been thoughtfully touched, improved and updated. The designer kitchen, fully remodeled Nov. 2025 by Inspired Spaces LLC, is the showpiece: floor-to-ceiling custom cabinetry with hand-selected hardware, new flooring, a Samsung Bespoke 4-door refrigerator, Samsung dishwasher, flush built-in microwave, and a statement Fanimation Pendry fan overhead. Matte-black Delta Modern 14 fixtures fill every bath; upstairs baths were fully retiled, and the primary suite glows under new LED lighting before opening to its own walk-out patio. Comfort here is genuinely different: mini-split AC keeps summer afternoons cool, while hot-water baseboard heat delivers a soft, radiant warmth all winter without the dry, dusty air of forced air. New American-made Simonton vinyl windows — lifetime limited warranty, never need painting — and Andersen sliding doors seal in that comfort and keep the quiet outside. New LED and Bluetooth fixtures, hardware, outlets, and switches throughout, plus StratusIQ fiber. A walkout basement adds a 4th bedroom, bath & rec room. Outside: ~20 trees cleared for fire mitigation with biannual chipping, engineered rock drainage, a freshly sealed driveway & RV parking. An attached garage wears a professionally epoxy-sealed floor & bonus detached garage — smart lock, opener, camera — serves as a workshop, studio, gym, or collector's space.

Data Source: elevatemls

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,380,000
4% rateVASave $1,762/mo

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