FHA Assumable

2.94% Rate

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13680 Spruce Street

Thornton, CO 80602

Bedrooms

Bathrooms

4,247

Sq Ft

Payment Calculator

$3,365

per month, total

$35,500

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$35,500

$35,500$228,874

Second loan$193,374

at an estimated rate of

Blended rate4.25% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$4,263/mo

Assumable @ 2.94% + gap

$3,365/mo

$898less per month

$898

per month

$10,779

per year

$323,384

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $710,000
Assumable Rate: 2.94%
Remaining Balance: $481,126
Loan Type: FHA
Est. Equity Gap: $228,874

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$710,000

2.94% rateFHASave $898/mo

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