623 Winona Court
FHA Assumable
2.8% Rate
33 photos
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623 Winona Court

Denver, CO 80204

5
Bedrooms
5
Bathrooms
3,814
Sq Ft

Payment Calculator

$2,080
per month, total
$18,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,750
$18,750$232,314
Second loan$213,564
%
Blended rate5.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,252/mo
Assumable @ 2.8% + gap
$2,080/mo
$172less per month
$172
per month
$2,066
per year
$61,986
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$375,000
Assumable Rate
2.8%
Remaining Balance
$142,686
Loan Type
FHA
Est. Equity Gap
$232,314

About This Home

Bring your vision to 623 Winona Ct! This 4-bedroom, 2-bath Denver home with a 3-car garage offers a fantastic opportunity for a buyer ready to create something special. With a solid footprint and plenty of potential, this home is ready for its next chapter. Two major improvements have already been completed, including **new windows installed in 2022 and a new roof in 2023**—giving the next owner a great head start. The interior is ready for updating, with an opportunity to design a new kitchen and baths, select new flooring, and make the finishes your own. Outside, fresh landscaping could completely transform the property and add even more curb appeal. Whether you're an owner-occupant looking to build sweat equity, an investor searching for your next project, or a buyer who wants the freedom to renovate a home to your own taste, this property offers tremendous potential. Great bones, important updates already completed, and a chance to make it your own—all in Denver.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$375,000
2.8% rateFHASave $172/mo

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