🏠The Assumable Guy
12962 Montana Avenue
VA Assumable
2.98% Rate
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12962 Montana Avenue

Lakewood, CO 80228

4
Bedrooms
3
Bathrooms
2,389
Sq Ft

Payment Calculator

$4,032
per month, total
$36,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,250
$36,250$443,901
Second loan$407,651
%
Blended rate5.66% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,353/mo
Assumable @ 2.98% + gap
$4,032/mo
$321less per month
$321
per month
$3,851
per year
$115,531
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price
$725,000
Assumable Rate
2.98%
Remaining Balance
$281,099
Loan Type
VA
Est. Equity Gap
$443,901

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$725,000
2.98% rateVASave $321/mo

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📞 (719) 624-3472