630 Clay Street
FHA Assumable
3.84% Rate
30 photos
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630 Clay Street

Denver, CO 80219

2
Bedrooms
1
Bathrooms
967
Sq Ft

Payment Calculator

$4,414
per month, total
$34,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,995
$34,995$598,294
Second loan$563,299
%
Blended rate6.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,203/mo
Assumable @ 3.84% + gap
$4,414/mo
$0
per month
$0
per year
$0
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$699,900
Assumable Rate
3.84%
Remaining Balance
$101,605
Loan Type
FHA
Est. Equity Gap
$598,294

About This Home

Virtual tour: https://listings.creativeedgemedia.com/videos/01a08c3c-1832-71ec-8d59-590c485a6d67 Rare opportunity to own a curated Tudor-style residence in one of the area's most desirable lifestyle pockets just steps from Huston Lake Park. This turnkey home blends architectural charm with high-end finishes, offered fully furnished. With light-filled interiors and inviting outdoor living spaces, every detail has been thoughtfully refined to deliver a luxury living experience. The main living area features vaulted ceilings, a Carrara marble fireplace, bay window, custom built-in shelving, and abundant natural light creating an inviting atmosphere ideal for both everyday living and entertaining. The chef's kitchen serves as the centerpiece of the home, showcasing custom cabinetry, farmhouse sink, black walnut island with coordinating open shelves, quartz countertops, and a premium Bertazzoni Italian gas range. Every detail has been selected for both performance and visual impact. The primary bedroom opens through French doors to a private outdoor retreat featuring a landscaped garden, paver patio, pergola, and fruit producing grapevine, creating a rare indoor-outdoor living space. A unique bonus is the expansive attic, offering significant potential for future expansion with mountain and city views. The converted garage functions as a flexible open-air studio/office space, ideal for creative work or remote professional use. Tucked behind the garage is a secluded bistro-style outdoor nook, offering a quiet setting ideal for morning coffee and evening dining. Downtown (15 mins), S. Broadway boutique shopping/restaurants (10 mins), Belmar retail shopping/theater (10 mins) via car. Chain Reaction Brewery and pickleball/tennis courts located within the neighborhood. Easy highway access to the mountains.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$699,900
3.84% rateFHA

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