260 Pierce Street
VA Assumable
6.11% Rate
26 photos
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260 Pierce Street

Denver, CO 80226

3
Bedrooms
2
Bathrooms
1,760
Sq Ft

Payment Calculator

$4,655
per month, total
$40,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,000
$40,000$87,982
Second loan$47,982
%
Blended rate6.20% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,804/mo
Assumable @ 6.11% + gap
$4,655/mo
$149less per month
$149
per month
$1,786
per year
$53,580
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$800,000
Assumable Rate
6.11%
Remaining Balance
$712,017
Loan Type
VA
Est. Equity Gap
$87,982

About This Home

Situated directly next to a neighborhood park and greenspace, this traditional ranch offers the ideal setup for multigenerational living or house hacking to offset your mortgage. The main level features gleaming hardwood floors, a dedicated laundry room, and a stylish kitchen outfitted with butcher block countertops. Three bedrooms and two bathrooms grace the main level, including a primary suite with a private ensuite. Downstairs, the finished basement operates as an independent living suite boasting two additional bedrooms, a full bath, a living room, separate laundry, and a second full kitchen complete with a wet bar. The solar is paid off so enjoy the savings on utilities. The backyard is a private outdoor oasis featuring a solar heated pool, two covered living spaces for entertaining, and a secure dog run. Complete with an attached two-car garage and generous extra off-street parking, this versatile property delivers unmatched comfort, flexibility, and opportunity in a prime location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$800,000
6.11% rateVASave $149/mo

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