5849 Point Rider Circle
FHA Assumable
3.77% Rate
42 photos
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5849 Point Rider Circle

Castle Rock, CO 80108

3
Bedrooms
4
Bathrooms
3,787
Sq Ft

Payment Calculator

$3,144
per month, total
$30,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,000
$30,000$241,982
Second loan$211,982
%
Blended rate5.16% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,603/mo
Assumable @ 3.77% + gap
$3,144/mo
$458
per month
$5,502
per year
$165,051
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$599,999
Assumable Rate
3.77%
Remaining Balance
$358,017
Loan Type
FHA
Est. Equity Gap
$241,982
Annual Taxes
$3,732
HOA/mo
$86

About This Home

Welcome home! This well-maintained single-owner Crystal Valley Ranch home features 4 bedrooms 3 baths with an open concept and room to entertain guests. Spacious kitchen features walk-in pantry, newer appliances, connected to dining and living room areas with access to deck and backyard. Primary bedroom features private en-suite full bathroom featuring access to a walk-in closet and dual sinks. The full basement is unfinished and is prepared to be completed to add equity and finished square footage. Basement features egress windows and rough-in for plumbing an additional bathroom if desired. Plans for finishing the basement are available upon request. Oversized attached three-car garage with high ceilings. Modern layout, immense natural light, private fenced-in backyard. Crystal Valley Ranch features access to a pool, fitness center, trails, playground, a park, tennis courts, a clubhouse, and a great community to call home. Very convenient location with easy access to commonly desired amenities.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$599,999
3.77% rateFHASave $458/mo

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