6850 Oak Canyon Circle
VA Assumable
6.35% Rate
50 photos
Click to enlarge

6850 Oak Canyon Circle

Castle Pines, CO 80104

4
Bedrooms
2
Bathrooms
1,693
Sq Ft

Payment Calculator

$4,865
per month, total
$40,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,750
$40,750$102,152
Second loan$61,402
%
Blended rate6.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,894/mo
Assumable @ 6.35% + gap
$4,865/mo
$29
per month
$346
per year
$10,390
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$815,000
Assumable Rate
6.35%
Remaining Balance
$712,848
Loan Type
VA
Est. Equity Gap
$102,152
Annual Taxes
$8,627
HOA/mo
$175

About This Home

Like-new and beautifully positioned on a corner lot in The Canyons, this 4-bedroom, 3.5-bath home offers 3,158 square feet of light-filled living, backing to a wildlife corridor with views toward the canyon beyond. Built in early 2025 and lightly lived in, the home feels fresh and thoughtfully finished upgrades throughout. The main level features an inviting living room with gas fireplace, spacious kitchen with quartz countertops, large island, gas range, pantry, pull-out drawers and soft-close cabinetry, plus a bright dining area overlooking the backyard. Upstairs offers a generous loft, bedrooms, baths, and laundry room, including a spacious primary suite with abundant natural light. The finished basement provides additional flexible living space for a living room, bedrooms and bathroom. Step outside to a xeriscaped backyard designed for easy maintenance, with a covered patio and extended composite deck positioned to take advantage of the wonderful sun exposure and peaceful setting. A rare finished 3-car garage adds exceptional functionality with epoxy flooring and a slat-wall organization system and also South exposure for that winter sun melting the snow. Additional upgrades include window treatments, upgraded finishes and modern lighting throughout. Enjoy the lifestyle of The Canyons with access to Canyon House clubhouse, fitness studios, resort-style pool, pickleball courts, fire pits, on-site restaurant, coffee house and approximately 15 miles of scenic trails. A move-in-ready opportunity combining modern comfort, thoughtful upgrades and an exceptional Colorado outdoor setting.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$815,000
6.35% rateVASave $29/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 618-3936