6785 119th Avenue
FHA Assumable
6.35% Rate
30 photos
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6785 119th Avenue

Thornton, CO 80602

4
Bedrooms
3
Bathrooms
2,455
Sq Ft

Payment Calculator

$3,916
per month, total
$33,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,000
$33,000$51,524
Second loan$18,524
%
Blended rate6.38% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,963/mo
Assumable @ 6.35% + gap
$3,916/mo
$47
per month
$569
per year
$17,062
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$659,999
Assumable Rate
6.35%
Remaining Balance
$608,474
Loan Type
FHA
Est. Equity Gap
$51,524
Annual Taxes
$8,327

About This Home

Seller offering a $10,000 Buyer Concession with full price offer! Beautifully appointed ranch-style home in the sought-after Mayfield community! One of the neighborhood’s largest ranch floorplans, this thoughtfully designed residence offers an open, light-filled layout w/ stylish finishes & exceptional functionality. The open & spacious great room features a cozy gas-log fireplace decorated with a beautiful mantle & tile surround, updated fixtures, and durable yet stylish LVP flooring that extends throughout the main living areas. The luxury eat-in kitchen is designed for both everyday living & entertaining, showcasing quartz countertops, an oversized island/breakfast bar, a gas cooktop with hood, custom pendant lighting, plenty of room for gathering with family and friends, entertainers delight. The private primary suite offers a relaxing retreat w/ a luxurious 5-piece ensuite bath featuring immaculate tile flooring, quartz countertops, a large soaking tub, glass enclosed large shower, & a generous walk-in closet. Two additional main-level bedrooms provide comfortable accommodations, while the full secondary bath feat. quartz countertops, LVP flooring, & a convenient shower/tub combo. Natural light abounds the office or flex room space, providing versatile space for work, hobbies, or additional living needs. A powder bath and main-level laundry (washer/dryer included), add to the home’s convenience and thoughtful design. Spacious unfinished basement, ready for your personal finishes, tons of potential. Step outside to the beautifully and well maintained xeriscaped backyard, (perfect to preserve for these drought conditions we are currently faced with), complete with an extended patio and pergola, an inviting setting for outdoor dining, entertaining, or simply enjoying Colorado’s beautiful weather. Ideally located near parks, trails, shopping, dining, and everyday conveniences, this exceptional Mayfield home offers the perfect blend of comfort, style, and location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$659,999
6.35% rateFHASave $47/mo

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