13342 Newport Circle
FHA Assumable
3.07% Rate
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13342 Newport Circle

Thornton, CO 80601

5
Bedrooms
3
Bathrooms
3,121
Sq Ft

Payment Calculator

$3,036
per month, total
$32,495
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,495
$32,495$182,052
Second loan$149,557
%
Blended rate4.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,902/mo
Assumable @ 3.07% + gap
$3,036/mo
$867
per month
$10,398
per year
$311,948
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$649,900
Assumable Rate
3.07%
Remaining Balance
$467,848
Loan Type
FHA
Est. Equity Gap
$182,052
Annual Taxes
$6,226

About This Home

Welcome to Amber Creek in Thornton, where modern comfort meets thoughtful design. Built in 2019, this beautiful, updated home offers a fresh, move-in-ready feel with numerous updates & upgrades throughout. Step inside to an inviting entryway that leads to a bright, open-concept living space. The private den provides a versatile space for a home office, study, or flex room. The spacious living and dining areas flow seamlessly into the beautifully updated kitchen, featuring a large center island, quartz countertops, a new gas cooktop, updated backsplash, and new range exhaust fan. A convenient mudroom offers easy access to the oversized two-car garage. Upstairs, you’ll find four spacious bedrooms, including a generous primary suite with a luxurious five-piece bath featuring dual vanities with quartz countertops, a soaking tub, & a spacious shower. The large walk-in primary closet provides excellent storage, with additional generous closet space throughout the home. Three additional bedrooms, a large hall bathroom, and a convenient second-floor laundry room complete the upper level. The unfinished basement offers excellent potential for future living space, with high ceilings, two egress windows, and a bathroom rough-in. Whether you envision bedrooms, home gym, or entertainment space, the basement provides a opportunity to expand. https://my.matterport.com/show/?m=tBzSQygHBhG Recent updates include quartz countertops in the kitchen, quartz countertops added to the existing bathroom vanities, LVP flooring, new carpet, updated plumbing fixtures, a new ceiling fan, and fresh interior paint. Conveniently located near shopping, Denver Premium Outlets, Riverdale Park with walking trails and a pond, Aylor Park and Open Space, and Riverdale Golf Course. Easy access to E-470, DIA, and I-25 makes commuting throughout the Denver metro area convenient. This beautifully home in Amber Creek home offers generous living space, thoughtful updates,—all ready for its next owner.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$649,900
3.07% rateFHASave $867/mo

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