7480 Krameria Street
FHA Assumable
5.22% Rate
24 photos
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7480 Krameria Street

Commerce City, CO 80022

2
Bedrooms
1
Bathrooms
945
Sq Ft

Payment Calculator

$2,244
per month, total
$20,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$70,681
Second loan$49,931
%
Blended rate5.51% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 5.22% + gap
$2,244/mo
$248
per month
$2,974
per year
$89,229
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$415,000
Assumable Rate
5.22%
Remaining Balance
$344,318
Loan Type
FHA
Est. Equity Gap
$70,681
Annual Taxes
$2,772

About This Home

4 Bed, 2 Bath Commerce City Home with a Bonus room, Fenced Yard & Room to Park It All. Space, updates, and location come together at this 4-bedroom, 2-bathroom home in Commerce City. A covered front porch and landscaped yard set the tone before you even walk in inside, the open floor plan makes the living room, dining area, and kitchen feel like one connected space made for gathering. Down the hall, four sizable bedrooms and two updated baths give plenty of room to spread out. Out back, a sun-filled bonus room opens to a fully fenced yard anchored by a stamped concrete patio ready for weekend barbecues or quiet mornings with coffee. Recent big-ticket updates take the guesswork out of ownership: roof (~4 years), AC (~3 years), and appliances (~3 years), plus newer windows and fresh carpet throughout. Vehicle collectors and hobbyists take note a detached garage, carport, storage shed, and extra off-street parking mean there's a spot for everything. Add in an easy commute to Denver and quick access to DIA, and this one checks every box.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
5.22% rateFHASave $248/mo

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