5954 Finglas Drive
VA Assumable
2.9% Rate
45 photos
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5954 Finglas Drive

Colorado Springs, CO 80923

3
Bedrooms
3
Bathrooms
1,729
Sq Ft

Payment Calculator

$3,253
per month, total
$31,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$307,592
Second loan$276,342
%
Blended rate5.04% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 2.9% + gap
$3,253/mo
$500
per month
$5,994
per year
$179,833
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$625,000
Assumable Rate
2.9%
Remaining Balance
$317,407
Loan Type
VA
Est. Equity Gap
$307,592
Annual Taxes
$3,604

About This Home

2.25% VA ASSUMABLE LOAN! Welcome to this spacious and beautifully maintained 2-story home featuring 4 bedrooms, 4 bathrooms, a dedicated main-floor office, large loft, and 2-car garage. With new carpet, abundant natural light, thoughtful upgrades, and a functional layout, this home offers plenty of room to live and grow. Additional features include pleated blinds and walk-in closets in every bedroom, providing exceptional style and storage. The gourmet kitchen is the heart of the home, featuring high-end stainless steel appliances, a gas range, double oven, smart refrigerator, granite countertops, large center island, abundant cabinetry, and spacious walk-in pantry. Just off the dining area, the deck offers beautiful Colorado mountain views—perfect for morning coffee, evening sunsets, or entertaining. The inviting, light-filled living room features an abundance of windows, a cozy fireplace, and lovely wrought-iron stair railings. A main-floor office provides a dedicated workspace, while the mudroom adds valuable storage and organization. Upstairs, the spacious primary suite offers a peaceful retreat with a dual vanity, relaxing tub, separate shower, and two walk-in closets. Two additional bedrooms, each with walk-in closets, are joined by a large loft ideal for a second living area, media room, playroom, home gym, or workspace. The walkout basement expands the living space with a fourth bedroom, full bathroom, wet bar, and generous additional living area. Direct backyard access provides flexibility for guests, recreation, movie nights, a game room, or a second living space. Outside, enjoy the spacious concrete patio and fully fenced backyard—perfect for relaxing, playing, and gathering with family and friends. Ideally located near shopping, schools, hospitals, the U.S. Air Force Academy, and Peterson Space Force Base, this home combines space, comfort, storage, natural light, mountain views, and thoughtful features.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
2.9% rateVASave $500/mo

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