7039 Locust Place
VA Assumable
3.05% Rate
49 photos
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7039 Locust Place

Centennial, CO 80113

3
Bedrooms
2
Bathrooms
1,504
Sq Ft

Payment Calculator

$6,159
per month, total
$54,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$54,750
$54,750$689,591
Second loan$634,841
%
Blended rate5.77% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,575/mo
Assumable @ 3.05% + gap
$6,159/mo
$416
per month
$4,992
per year
$149,767
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$1,095,000
Assumable Rate
3.05%
Remaining Balance
$405,408
Loan Type
VA
Est. Equity Gap
$689,591
Annual Taxes
$7,164
HOA/mo
$220

About This Home

Welcome to an incredible value opportunity in the highly sought-after Homestead at Willows End! A small 33 home HOA in popular Homestead neighborhood. Offering over 4,000 square feet of expansive living space, 7039 S Locust Place provides a rare combination of massive indoor scale and an effortless, low-maintenance lifestyle. Step inside to a freshly painted, bright, and open interior that serves as a pristine, move-in-ready canvas. The home features a high-end, early-2000s remodel that has been meticulously maintained, offering excellent livability from day one while allowing you the flexibility to easily update and personalize finishes over time. With sprawling living areas, generous bedrooms, and an expansive layout, this home lives incredibly large and is perfect for hosting. Situated on a compact, easily managed lot, this property is the ultimate "lock-and-leave" retreat. Say goodbye to endless weekends of yard work and landscaping, and hello to enjoying all the amenities Homestead has to offer—including community pools, tennis courts, and pristine trails. It is the perfect fit for busy professionals, frequent travelers, or anyone looking to downsize their exterior upkeep without sacrificing an ounce of interior comfort and entertaining space. This home is an estate sale and presents an incredible opportunity to build equity. Please note that the sellers have not occupied the property and have no personal knowledge of its history. The home is being sold 'As-Is,' providing the perfect blank canvas for your vision and updates. Priced aggressively to reflect its incredible value per square foot, this home represents a unique chance to secure a massive footprint in a premier Centennial neighborhood. Bring your vision and make this exceptional property your own!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,095,000
3.05% rateVASave $416/mo

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