514 Gallo Street
Lochbuie, CO 80602
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In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.
Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.
🏦 Loan Details
- List Price
- $494,900
- Assumable Rate
- 3.95%
- Remaining Balance
- $221,951
- Loan Type
- FHA
- Est. Equity Gap
- $272,948
- Annual Taxes
- $4,504
- HOA/mo
- $33
About This Home
Meticulously maintained and thoughtfully upgraded, this ranch-style home offers true move-in-ready living with room to grow. Built in 2017, the home features a comfortable single-level layout plus a large unfinished basement offering excellent storage and future equity-builder finishing potential. Inside, you’ll find COREtec commercial-grade luxury vinyl flooring, porcelain tile, Hunter ceiling fans, stainless steel appliances with double oven, a walk-in pantry, and a spacious primary suite with tile floors, a walk-in shower, dual sinks, and generous closet space. Major updates include a 2025 Class 4 impact-resistant roof, new water heater in September 2026, recently serviced furnace, and fresh exterior paint with two coats of Sherwin-Williams Duration. The insulated and drywalled garage includes an upgraded 20-amp circuit and hot/cold water spigot, while the composite deck and xeriscaped backyard make outdoor living easy to enjoy and maintain. Conveniently located near Brighton’s Prairie Center, medical services, neighborhood parks, and Denver metro access, this home offers an exceptional combination of location, condition, and quality. Immaculately maintained, beautifully upgraded, and truly move-in ready, it is a home you can feel confident stepping into and enjoying from day one.
Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.
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