3990 Marshall Street
FHA Assumable
4.04% Rate
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3990 Marshall Street

Wheat Ridge, CO 80005

3
Bedrooms
3
Bathrooms
1,545
Sq Ft

Payment Calculator

$3,458
per month, total
$29,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,500
$29,500$379,849
Second loan$350,349
%
Blended rate6.20% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,543/mo
Assumable @ 4.04% + gap
$3,458/mo
$85
per month
$1,019
per year
$30,568
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$590,000
Assumable Rate
4.04%
Remaining Balance
$210,150
Loan Type
FHA
Est. Equity Gap
$379,849
Annual Taxes
$3,609

About This Home

Two homes. One property. So many possibilities. A unique opportunity in Wheat Ridge to own the entire duplex—ideal for an owner-occupant looking to offset housing costs, multigenerational living, or an investor seeking two rental opportunities in one property. Each private residence offers 2 bedrooms and 1 bath, its own entrance, in-unit washer and dryer, dedicated parking, and a fully fenced private backyard. Both units have lots of updates with move-in-ready! We have a private one-car garage and a covered carport with plenty of off street parking. Both units have a private fenced yard with one larger than the other, giving each household its own distinct outdoor space and parking. Live in one and let rental income from the other help offset your monthly housing expense. Or create a multigenerational arrangement where parents, adult children, or extended family can live just steps away while everyone maintains the privacy of their own kitchen, living space, laundry, entrance, and backyard. And then there's the location. Set in Wheat Ridge with convenient access to restaurants, shopping, neighborhood parks, schools, hospitals and everyday necessities, this property puts so much of the west Denver metro within easy reach. Enjoy nearby recreation and entertainment, including Lakeside Amusement Park, while still having the residential feel and private outdoor space that make each side feel like home. With separate electric service, two sets of washers and dryers, private fenced yards, garage/carport parking and no HOA, this is the kind of flexibility that's difficult to find in a traditional single-family home. Live in one. Rent the other. Keep family close. Or rent them both. The choice is yours. Lifestyle + flexibility + Location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$590,000
4.04% rateFHASave $85/mo

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