15780 Elmira Street
FHA Assumable
6.34% Rate
50 photos
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15780 Elmira Street

Brighton, CO 80640

3
Bedrooms
3
Bathrooms
2,230
Sq Ft

Payment Calculator

$4,386
per month, total
$36,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,750
$36,750$95,939
Second loan$59,189
%
Blended rate6.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,413/mo
Assumable @ 6.34% + gap
$4,386/mo
$27
per month
$327
per year
$9,818
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$735,000
Assumable Rate
6.34%
Remaining Balance
$639,060
Loan Type
FHA
Est. Equity Gap
$95,939
Annual Taxes
$4,454

About This Home

Space is one thing. Freedom to actually use it is another. Set across half an acre with A1 zoning and no HOA, this five bedroom home trades the usual suburban constraints for a property with genuine range, pairing a beautifully remodeled main level with the infrastructure to support far more than everyday living. Inside, last year’s renovation gives the main level a fresh, considered feel, with natural light, warm finishes, and gathering spaces that move easily from one to the next. A dedicated office creates separation for focused work, while generous bedrooms and multiple living areas give the floor plan an uncommon ability to adapt. The fully finished garden level changes the equation entirely. Daylight pours through above grade windows, while a direct walkout to the yard gives the space a bright, connected feel that defies the expectations of a traditional lower level. With its own bedroom, bathroom, living room, and additional flexible space, it creates a remarkably independent setting for multigenerational living, extended stays, or simply more room to live on a different rhythm. Outside is where the property earns its rural edge. The four car detached garage offers substantial space for vehicles, a workshop, equipment, or serious hobbies. RV hookups with 30 amp service, a 240 volt electrical panel, and two large sheds add the kind of utility rarely found alongside a polished residential interior. The partially fenced backyard leaves room to roam, while a dedicated dog run and A1 zoning extend the possibilities to four legged residents as well. This is not acreage for acreage’s sake. Every bit of space has purpose, from the independent garden level to the oversized garage and open ground beyond it. The result is a home that feels finished without feeling precious, rural without feeling removed, and exceptionally well equipped for a life that refuses to stay inside the lines.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$735,000
6.34% rateFHASave $27/mo

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