1581 Kempton Alley
FHA Assumable
3.02% Rate
44 photos
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1581 Kempton Alley

Colorado Springs, CO 80910

4
Bedrooms
3
Bathrooms
2,718
Sq Ft

Payment Calculator

$1,790
per month, total
$17,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,250
$17,250$163,746
Second loan$146,496
%
Blended rate5.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,072/mo
Assumable @ 3.02% + gap
$1,790/mo
$281
per month
$3,374
per year
$101,214
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$345,000
Assumable Rate
3.02%
Remaining Balance
$181,254
Loan Type
FHA
Est. Equity Gap
$163,746
Annual Taxes
$1,289
HOA/mo
$240

About This Home

Home, sweet home! This gorgeous 3-bedroom, 3-bath end-unit townhome in Spring Creek offers a spacious layout, beautiful updates, and mountain views. Step inside to a bright, inviting living area featuring elegant LVP flooring and a warm, neutral palette throughout. The eat-in kitchen offers ample cabinetry, a pantry, generous counter space, a mosaic tile backsplash, and stainless steel appliances. Retreat to the spacious primary suite featuring soft carpet, a walk-in closet, and a beautifully updated private bath with dual sinks. All three bathrooms have been tastefully updated, giving the home a fresh, move-in-ready feel. Outside, enjoy a welcoming front porch plus a fully fenced side yard with a deck—perfect for relaxing, entertaining, or taking in the beautiful Colorado mountain views. Ideally situated just southeast of downtown Colorado Springs, Spring Creek offers convenient access to I-25 and Highway 24, with downtown dining, shopping and entertainment just minutes away. Enjoy nearby parks, trails and recreation, including Memorial Park and Prospect Lake, along with convenient access to Fort Carson and Peterson Space Force Base. An incredible financing opportunity: This home has an assumable mortgage with a 2.875% interest rate and an approximate remaining balance of $180,000 subject to lender approval and buyer qualification. With its desirable end-unit location, spacious interior, beautifully updated bathrooms, private outdoor space, mountain views, convenient central location, and exceptional assumable loan opportunity, this Spring Creek townhome is ready to welcome you home!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$345,000
3.02% rateFHASave $281/mo

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