5738 Raleigh Circle
FHA Assumable
2.8% Rate
37 photos
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5738 Raleigh Circle

Castle Rock, CO 80104

3
Bedrooms
3
Bathrooms
1,910
Sq Ft

Payment Calculator

$2,338
per month, total
$24,450
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,450
$24,450$173,179
Second loan$148,729
%
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,936/mo
Assumable @ 2.8% + gap
$2,338/mo
$599
per month
$7,184
per year
$215,513
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$489,000
Assumable Rate
2.8%
Remaining Balance
$315,821
Loan Type
FHA
Est. Equity Gap
$173,179
Annual Taxes
$3,415
HOA/mo
$65

About This Home

Offering a rare main-floor primary suite and a flexible layout with room for everyone, this Castle Rock home combines comfort, functionality, and inviting indoor-outdoor living. This home is the largest floor plan in the community with over 2,000+ finished sqft! The eat-in kitchen features trendy painted cabinetry, butcher block countertops, and a comfortable layout that makes everyday meals and entertaining easy. One of the home’s standout features is the main-floor primary bedroom, offering the convenience of single-level living while still providing ample additional space upstairs. The upper level features three additional bedrooms plus a versatile loft—perfect for a home office, playroom, homework space, or second living area. An oversized laundry room provides extra space for storage and organization, while the attached two-car garage adds everyday convenience. Enter outside to enjoy the backyard from the deck and pergola, creating a great space for outdoor dining, relaxing, or entertaining during Colorado’s warmer months. The low-cost HOA provides the added benefit of exterior maintenance, making homeownership that much easier. Ideally located with convenient access to I-25 and Downtown Castle Rock, the home is just minutes from restaurants, shopping, schools, and everyday amenities. With four bedrooms, flexible living spaces, and a location that keeps everything within easy reach, 5738 Raleigh Circle is ready to welcome its next owner.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$489,000
2.8% rateFHASave $599/mo

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