990 Quarterhorse Trail
FHA Assumable
2.9% Rate
28 photos
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990 Quarterhorse Trail

Castle Rock, CO 80109

2
Bedrooms
3
Bathrooms
1,503
Sq Ft

Payment Calculator

$3,080
per month, total
$30,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,000
$30,000$280,177
Second loan$250,177
%
Blended rate4.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,603/mo
Assumable @ 2.9% + gap
$3,080/mo
$522
per month
$6,268
per year
$188,035
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$600,000
Assumable Rate
2.9%
Remaining Balance
$319,822
Loan Type
FHA
Est. Equity Gap
$280,177
Annual Taxes
$2,573
HOA/mo
$158

About This Home

Beautifully maintained home backing to a serene greenbelt in the sought-after Metzler Ranch neighborhood. This property blends thoughtful updates, inviting living spaces, and outdoor areas designed for everyday enjoyment. The expansive kitchen serves as the central gathering space, offering generous counters, abundant cabinetry, and easy flow to the main living areas. Step outside to the oversized Trex deck, perfect for relaxing, entertaining, or taking in the peaceful natural backdrop. Upstairs, the spacious primary bedroom provides a comfortable retreat with room to unwind. The 3-car garage adds valuable storage and flexibility for vehicles, gear, or hobbies. Recent improvements include new windows installed approximately 5 years ago, plus a new furnace and hot water heater added about 2 years ago, offering both comfort and efficiency. With its inviting layout, meaningful updates, and a setting that feels connected to nature, this home offers a wonderful opportunity to enjoy Colorado living.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$600,000
2.9% rateFHASave $522/mo

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