4761 Native Birch Lane
VA Assumable
3.13% Rate
50 photos
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4761 Native Birch Lane

Castle Rock, CO 80108

5
Bedrooms
6
Bathrooms
4,258
Sq Ft

Payment Calculator

$2,883
per month, total
$28,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$228,785
Second loan$200,035
%
Blended rate4.73% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 3.13% + gap
$2,883/mo
$570
per month
$6,839
per year
$205,184
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$575,000
Assumable Rate
3.13%
Remaining Balance
$346,215
Loan Type
VA
Est. Equity Gap
$228,785
Annual Taxes
$6,138
HOA/mo
$220

About This Home

Welcome home to this beautifully maintained Castle Rock home offering the perfect combination of comfortable living, functional space, and an incredible backyard! Built in 2019, this 3-bedroom, 3-bath home offers 1,910 finished square feet and sits on an impressive 8,276-square-foot lot in Founders Village. Step inside to a bright, open layout designed for everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, stainless steel appliances, and generous prep space while flowing seamlessly into the dining and living areas. A cozy fireplace anchors the living room, while large double sliding glass doors bring in abundant natural light and create an effortless connection to the backyard. Upstairs, you'll find all three bedrooms, conveniently located laundry, and a versatile loft perfect for a home office, playroom, workout space, or second living area. The spacious primary suite offers a private retreat with an en-suite bath and generous closet space. High-end window coverings throughout add a polished finishing touch. The backyard truly sets this home apart! The oversized lot provides a large grass area along with an expansive stamped-concrete patio and built-in gas firepit—perfect for entertaining, grilling, playing, or relaxing on Colorado evenings. Additional highlights include a full crawl space for excellent storage and an attached garage with extended ceiling height. Move-in ready with fantastic indoor and outdoor living, this is one you won't want to miss!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
3.13% rateVASave $570/mo

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