3498 Bivy Point
FHA Assumable
6.95% Rate
50 photos
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3498 Bivy Point

Colorado Springs, CO 80907

2
Bedrooms
2
Bathrooms
1,125
Sq Ft

Payment Calculator

$3,181
per month, total
$18,499
cash you bring
No secondary financing needed

The equity gap on this property ($18,499) is less than 5% of the purchase price ($24,950). Your down payment covers the full gap with no second mortgage required.

Effective rate6.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,996/mo
Assumable @ 6.95%
$3,181/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$499,000
Assumable Rate
6.95%
Remaining Balance
$480,501
Loan Type
FHA
Est. Equity Gap
$18,499
Annual Taxes
$4,375

About This Home

This spacious townhome offers a private guest suite, modern finishes, and exceptional flexibility across three levels. This beautifully maintained 4-bedroom, 4-bathroom home offers a thoughtfully designed layout with room to live, work, entertain, and comfortably accommodate guests or extended family. One of the home’s standout features is the private lower-level guest suite, complete with its own bedroom, full bathroom, sitting area, and kitchenette. Perfect for multigenerational living, extended family, guests, a college student, or a private work-from-home retreat, this versatile space offers possibilities that are hard to find. The bright, open-concept main level features large windows, abundant natural light, and a stylish kitchen with stainless steel smart appliances, generous cabinetry, a spacious pantry, and a large center island perfect for gathering and entertaining. Smart-home technology throughout adds everyday convenience, while the oversized balcony provides the perfect spot for morning coffee or relaxing evenings. Upstairs, a versatile loft with built-in desk creates an ideal home office or homework space. The spacious primary suite features a large walk-in closet, dual vanities, and private ensuite bath, while two additional bedrooms and a full bathroom provide comfortable space for family or guests. Additional highlights include a two-car garage pre-wired for an EV charger, contemporary finishes, and the ease of low-maintenance townhome living. Ideally located near Garden of the Gods, parks, trails, shopping, dining, and highly regarded schools, this Colorado Springs townhome offers the space, flexibility, and modern lifestyle today’s buyers are looking for.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,000
6.95% rateFHA

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