1909 101st Avenue
FHA Assumable
4% Rate
33 photos
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1909 101st Avenue

Thornton, CO 80229

2
Bedrooms
2
Bathrooms
1,223
Sq Ft

Payment Calculator

$1,582
per month, total
$13,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$13,750
$13,750$164,847
Second loan$151,097
%
Blended rate6.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,651/mo
Assumable @ 4% + gap
$1,582/mo
$69
per month
$827
per year
$24,803
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$275,000
Assumable Rate
4%
Remaining Balance
$110,153
Loan Type
FHA
Est. Equity Gap
$164,847
Annual Taxes
$2,743
HOA/mo
$585

About This Home

Affordable one-level living at its finest! This 3-bedroom, 2-bath Parkside Patio ranch home offers the convenience of a single-level floor plan with an attached 2-car garage with only 2 steps in! The inviting kitchen features birch cabinetry and two pantry cabinets for plenty of storage. The dining area flows seamlessly into the spacious living room, highlighted by a cozy gas fireplace—perfect for chilly Colorado evenings. The generous primary suite features a private 3/4 bath and walk-in closet, while the additional two bedrooms are exceptionally spacious. Enjoy the convenience of a full-size washer and dryer, plus a private fenced yard with a large covered patio, 6-foot privacy fencing, and southern exposure overlooking the greenbelt. The community offers a pool and tennis courts, while the HOA includes water/sewer, trash, snow removal, and exterior maintenance. Ideally located within walking distance to public transportation, shopping, and restaurants, with easy access to I-25 and US-36 for a convenient commute. Sold AS-IS. Bring your vision and take advantage of this exceptional value—review the recent sold comparables and see the potential for instant equity!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$275,000
4% rateFHASave $69/mo

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