1165 Rosemary Street
VA Assumable
3.01% Rate
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1165 Rosemary Street

Denver, CO 80246

3
Bedrooms
4
Bathrooms
2,477
Sq Ft

Payment Calculator

$3,040
per month, total
$35,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$35,000
$35,000$119,035
Second loan$84,035
%
Blended rate3.58% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,203/mo
Assumable @ 3.01% + gap
$3,040/mo
$1,163
per month
$13,958
per year
$418,740
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$700,000
Assumable Rate
3.01%
Remaining Balance
$580,964
Loan Type
VA
Est. Equity Gap
$119,035
Annual Taxes
$3,551

About This Home

Rarely does an opportunity this compelling hit the Denver market: a beautifully renovated home featuring a 2.875% assumable loan at $578K. This is your chance to secure an incredible interest rate while stepping into a turnkey property designed for modern living. Spanning three finished levels, the home offers a thoughtful layout that balances privacy with open-concept flow. The main floor serves as the heart of the home, featuring fresh paint, updated flooring, and a cozy gas fireplace near a charming reading nook. The kitchen is a chef’s dream, sleek and incredibly well-appointed with a gas range and premium finishes. Two bedrooms and an updated bathroom complete this level. The entire upper floor is dedicated to a sprawling primary suite. This private retreat includes a spacious bedroom, a full bathroom, and a versatile bonus study that functions perfectly as a home office or creative studio. For even more room to spread out, the finished basement provides a large media room, an additional bedroom, a bathroom, and a dedicated laundry area. Outside, the property truly shines. The expansive yard is a blank canvas ready for your vision—whether that’s a lush garden, a sustainable xeriscaped oasis, or even a custom mini-golf course. Two separate porches offer the perfect setting for morning coffee or hosting evening gatherings. The location puts you in the center of it all. You are moments away from the vibrant amenities of Lowry and Colfax, including the Lowry Beer Garden, local favorites like Ace Hardware, and the diverse dining scene along the corridor. With easy access to the new Colfax BRT, commuting and exploring the city is a breeze. Don’t miss this rare combination of modern design and an unbeatable financing opportunity. Lastly this home has a new room, siding, Ac and furnace (within the last 5 years) The Current Sellers installed a Mini Split and sewer line. This is truly Turn KEY!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$700,000
3.01% rateVASave $1,163/mo

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