12935 64th Drive
FHA Assumable
4.72% Rate
31 photos
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12935 64th Drive

Arvada, CO 80229

4
Bedrooms
1
Bathrooms
1,040
Sq Ft

Payment Calculator

$1,980
per month, total
$18,950
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,950
$18,950$79,187
Second loan$60,237
%
Blended rate5.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,276/mo
Assumable @ 4.72% + gap
$1,980/mo
$296
per month
$3,552
per year
$106,571
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$379,000
Assumable Rate
4.72%
Remaining Balance
$299,812
Loan Type
FHA
Est. Equity Gap
$79,187
Annual Taxes
$2,208
HOA/mo
$374

About This Home

The charm of an established neighborhood meets the convenience of living in one of Arvada’s most connected locations. This inviting two-bedroom, two-and-a-half-bath townhome offers a comfortable place to land and an even better place to begin your next chapter. A welcoming front entrance, attached garage, and thoughtfully arranged living spaces make everyday life feel refreshingly simple. With two bedrooms and three bathrooms, there's room to settle in, create a home office, or simply enjoy having a little extra space to call your own. But the real story here is the location. Spend your mornings exploring nearby parks and trails, your afternoons discovering local coffee shops and restaurants, and your evenings enjoying everything that makes Arvada such a wonderful place to call home. With shopping, dining, recreation, and everyday essentials close at hand, plus convenient access to Golden, Boulder, Denver, and the mountains, you're perfectly positioned for whatever the day has in store. Whether you're planting roots, simplifying your lifestyle, or looking for a place that puts more of Colorado within reach, this is an opportunity to make homeownership your own. A little charm, a lot of possibility, and a location that makes it all worthwhile.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$379,000
4.72% rateFHASave $296/mo

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