7175 Penrose Court
FHA Assumable
6.87% Rate
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7175 Penrose Court

Centennial, CO 80015

2
Bedrooms
2
Bathrooms
898
Sq Ft

Payment Calculator

$3,909
per month, total
$31,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$55,078
Second loan$23,828
%
Blended rate6.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 6.87% + gap
$3,909/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$625,000
Assumable Rate
6.87%
Remaining Balance
$569,921
Loan Type
FHA
Est. Equity Gap
$55,078
Annual Taxes
$3,875

About This Home

Adorable, move-in ready, and offered at a great price, this charming home is an incredible opportunity in a desirable Littleton neighborhood with highly rated LPS schools. With thoughtful updates, a flexible layout, and a large backyard, there’s so much to love inside and out. The red brick façade, fresh siding, and modern paint colors create inviting curb appeal. Inside, an east-facing window fills the living room with natural light, highlighting beautiful hardwood floors that continue into the dining area. The remodeled kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, and a butcher block island perfect for everyday meals or gathering with friends. The dining area opens directly to the back deck for easy indoor/outdoor living. With two bedrooms and an updated bathroom on each level, the floor plan offers flexibility for family, guests, a home office, or hobbies. Downstairs, a cozy family room centers around an electric fireplace, while the laundry/mudroom provides direct access to the one-car garage. Outside, the large backyard offers plenty of room to play, garden, entertain, or simply relax beneath mature trees. Two sheds provide additional storage, and the spacious yard is ready to enjoy as-is or make your own. Major updates within the last five years include the sewer line, radon mitigation, siding, deck, air conditioning, water heater, refinished hardwood floors, and interior paint. The location is another standout, with Clarkson Park, Hopkins Elementary, and nearby trails just a short stroll away, plus Southglenn, Whole Foods, coffee shops, restaurants, and everyday conveniences minutes from home. Charming, updated, and affordably priced in a fantastic neighborhood—this is a home that makes it easy to move right in and start enjoying.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
6.87% rateFHA

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