10929 Birch Drive
FHA Assumable
4.56% Rate
32 photos
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10929 Birch Drive

Thornton, CO 80218

1
Bedrooms
1
Bathrooms
591
Sq Ft

Payment Calculator

$2,742
per month, total
$21,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,995
$21,995$344,535
Second loan$322,540
%
Blended rate6.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,641/mo
Assumable @ 4.56% + gap
$2,742/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$439,900
Assumable Rate
4.56%
Remaining Balance
$95,364
Loan Type
FHA
Est. Equity Gap
$344,535
Annual Taxes
$3,298

About This Home

Welcome to this charming 3-bedroom home in Thornton's established Grange Creek neighborhood! An excellent opportunity for first-time buyers, this home offers a versatile split-level layout with multiple living areas, an eat-in kitchen, and a cozy fireplace in the lower-level family room. Step outside to enjoy a spacious quarter-acre lot with endless possibilities for outdoor entertaining, gardening, or creating your dream backyard. The attached two-car garage and additional storage shed provide plenty of room for vehicles, tools, and outdoor gear. NO HOA! Enjoy the freedom of homeownership without monthly HOA fees. The location is another highlight! Explore nearby Grange Creek Park and Holly Park, with neighborhood walking and biking trails, playgrounds, and green spaces. Just minutes away, Carpenter Park offers a lake, paddle boating, tennis courts, and picnic areas, while Carpenter Recreation Center features indoor pools, a fitness center, and year-round activities. Riverdale Elementary is nearby, along with convenient access to King Soopers, Safeway, restaurants, and everyday shopping. Easy access to Colorado Boulevard, 104th Avenue, and I-25 makes commuting around the Denver metro area convenient. With its generous lot, flexible living spaces, and convenient location, this home offers an exciting opportunity to make it your own!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$439,900
4.56% rateFHA

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