4607 Ivory Circle
VA Assumable
2.9% Rate
50 photos
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4607 Ivory Circle

Aurora, CO 80134

5
Bedrooms
4
Bathrooms
2,800
Sq Ft

Payment Calculator

$2,316
per month, total
$22,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$212,277
Second loan$189,777
%
Blended rate4.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 2.9% + gap
$2,316/mo
$386
per month
$4,628
per year
$138,841
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$450,000
Assumable Rate
2.9%
Remaining Balance
$237,723
Loan Type
VA
Est. Equity Gap
$212,277
Annual Taxes
$2,415

About This Home

Welcome to this beautifully updated ranch-style home offering easy one-level living, a spacious open floor plan, and a fantastic Aurora location! Fresh interior paint, updated kitchen, and a NEW ROOF installed in 2024 create a bright, move-in-ready feel throughout. The inviting layout seamlessly connects the living room, dining area, and kitchen, making everyday living and entertaining effortless. The spacious kitchen features granite countertops, stainless steel appliances, stone backsplash, and convenient access to the backyard patio. The cozy family room showcases a gorgeous brick wood-burning fireplace, creating the perfect gathering space year-round. Three bedrooms and two bathrooms include a private primary suite with a large closet and 3/4 bath. A convenient laundry room with a new barn door adds functionality. Outside, enjoy the fully fenced, thoughtfully xeriscaped backyard with low-maintenance turf and a large patio—ideal for grilling, entertaining, or relaxing. With no stairs, stylish updates, and low-maintenance outdoor living, this home combines comfort, convenience, and functionality in one exceptional package. New Roof 2024, New AC 2023, New Insulation and Vapor Barrier Installed 2025.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
2.9% rateVASave $386/mo

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