4527 94th Drive
FHA Assumable
3.05% Rate
34 photos
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4527 94th Drive

Thornton, CO 80246

3
Bedrooms
4
Bathrooms
2,477
Sq Ft

Payment Calculator

$2,188
per month, total
$24,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,750
$24,750$94,999
Second loan$70,249
%
Blended rate3.71% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,972/mo
Assumable @ 3.05% + gap
$2,188/mo
$784
per month
$9,407
per year
$282,198
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$495,000
Assumable Rate
3.05%
Remaining Balance
$400,001
Loan Type
FHA
Est. Equity Gap
$94,999
Annual Taxes
$3,062
HOA/mo
$75

About This Home

Welcome to this delightful two-story home nestled in a quiet neighborhood! You’ll feel at home the moment you step inside. The open and inviting floor plan offers comfortable living and easy entertaining. The spacious kitchen features abundant cabinetry, plenty of prep space, and opening directly to the family room with a cozy gas fireplace. Step through the sliding glass door to an oversized patio and expansive backyard—perfect for summer BBQs, pets, play, gardening, or gathering around the firepit. Upstairs, you’ll find a spacious primary suite with a generously sized walk-in closet, along with two additional bedrooms and a sun-filled loft that makes a great home office, play area, or flex space. The finished basement adds even more versatility with a half bath, laundry area, storage, and flexible space for a media room, and an additional bedroom. Conveniently located near trails, parks, recreation centers, and a future greenbelt, with easy access to major highways.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$495,000
3.05% rateFHASave $784/mo

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