17975 54th Avenue
FHA Assumable
6.22% Rate
37 photos
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17975 54th Avenue

Denver, CO 80249

3
Bedrooms
2
Bathrooms
1,008
Sq Ft

Payment Calculator

$2,642
per month, total
$22,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$44,171
Second loan$21,671
%
Blended rate6.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 6.22% + gap
$2,642/mo
$60
per month
$717
per year
$21,501
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$450,000
Assumable Rate
6.22%
Remaining Balance
$405,828
Loan Type
FHA
Est. Equity Gap
$44,171
Annual Taxes
$7,195

About This Home

EXCEPTIONAL VALUE AND MOVE-IN READY! This beautifully maintained four-bedroom, four-bath home is in GREAT CONDITION and offers three levels of flexible living space, NEW LVP flooring throughout the main level, a NEW ROOF, fully PAID-OFF SOLAR, and thoughtful upgrades throughout. The only area needing a little TLC is the upstairs carpet-and rather than choosing flooring for the next owner, the SELLER IS WILLING TO PROVIDE A CARPET/FLOORING ALLOWANCE, giving the buyer the opportunity to select what works best for them! The bright, open-concept main level features a spacious great room filled with natural light and a well-appointed kitchen with abundant cabinetry and a large eat-in island-perfect for everyday living and entertaining. Upstairs, the generous primary suite includes a private bath with dual vanities and a spacious walk-in shower. Two additional bedrooms, a full bathroom, and conveniently located laundry room with upgraded cabinetry complete the second floor. The rare third-level expansion truly sets this home apart! This flexible space includes a bonus room, fourth bedroom, and full bathroom-perfect for guests, a home office, recreation room, teen retreat, or multi-generational living. Fully paid-off solar panels provide energy efficiency and the potential for lower monthly utility costs. Front yard maintenance and snow removal are also included for easy, low-maintenance living. Additional features include a two-car garage, central heating and air conditioning, and whole-house central vacuum system. Conveniently located near shopping, dining, parks, trails, entertainment, local transportation, and major highways with easy access throughout the Denver Metro area. This home has been well cared for and offers tremendous value. With major improvements already completed and a SELLER-PROVIDED FLOORING ALLOWANCE available for the upstairs carpet, buyers can move in and make the finishing touch their own. Schedule your private showing today!Directions

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
6.22% rateFHASave $60/mo

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