12091 51st Avenue
VA Assumable
5.625% Rate
34 photos
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12091 51st Avenue

Wheat Ridge, CO 80002

5
Bedrooms
2
Bathrooms
2,120
Sq Ft

Payment Calculator

$3,022
per month, total
$27,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$38,813
Second loan$11,313
%
Blended rate5.67% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 5.625% + gap
$3,022/mo
$281
per month
$3,369
per year
$101,080
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$550,000
Assumable Rate
5.625%
Remaining Balance
$511,186
Loan Type
VA
Est. Equity Gap
$38,813
Annual Taxes
$5,978
HOA/mo
$114

About This Home

Modern design, thoughtful separation of space, and a connected Wheat Ridge location come together in this nearly new Toll Brothers townhome. Offering 1,806 square feet across three levels, the Highland Farmhouse floor plan includes two private bedroom suites, three bathrooms, and an attached two-car garage. An assumable VA loan at 5.625% may offer a valuable financing opportunity for a qualified buyer, subject to lender approval and applicable loan terms. Nine-foot ceilings enhance the lower level, where a private secondary bedroom suite provides an ideal setting for guests, remote work, or flexible living. The open main level features soaring 10-foot ceilings, a spacious great room, casual dining area, and a well-appointed kitchen with a large center island, breakfast bar, generous cabinetry, and pantry storage. The largest patio-balcony configuration offered in the community extends the living space outdoors. The entire third level is devoted to the primary suite, creating a private retreat with dual walk-in closets, a spa-inspired bath, and conveniently located laundry. Additional highlights include dual-zone air conditioning, double-pane windows, a smart thermostat, tankless water heater, and low-maintenance community living with grounds care and snow removal. The neighborhood park and nearby Ward Station provide convenient access to downtown Denver, Olde Town Arvada, and the foothills.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
5.625% rateVASave $281/mo

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