635 Gooseberry Drive
FHA Assumable
3.05% Rate
24 photos
Click to enlarge

635 Gooseberry Drive

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,561
Sq Ft

Payment Calculator

$1,877
per month, total
$17,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,250
$17,250$194,192
Second loan$176,942
%
Blended rate5.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,072/mo
Assumable @ 3.05% + gap
$1,877/mo
$195
per month
$2,334
per year
$70,026
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$345,000
Assumable Rate
3.05%
Remaining Balance
$150,807
Loan Type
FHA
Est. Equity Gap
$194,192
Annual Taxes
$2,325
HOA/mo
$310

About This Home

Light-filled and inviting, this spacious 1-bedroom, 1-bath corner condo offers 1,015 sq ft with vaulted ceilings, abundant windows and an open, airy floor plan. Relax by the cozy gas fireplace or step onto the private second-story balcony to enjoy mountain views. The generous bedroom features a walk-in closet, while the private fenced courtyard adds another charming outdoor retreat. Detached 1-car garage included. Mature landscaping is beautifully maintained by the HOA, which is also FHA approved. Ideally located in SW Longmont near miles of trails, with coffee, pizza, bus service and neighborhood conveniences just a short walk away.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$345,000
3.05% rateFHASave $195/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 618-3936