3401 Larkspur Drive
VA Assumable
2.7% Rate
41 photos
Click to enlarge

3401 Larkspur Drive

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,683
Sq Ft

Payment Calculator

$2,840
per month, total
$31,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$178,235
Second loan$146,985
%
Blended rate3.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 2.7% + gap
$2,840/mo
$913
per month
$10,957
per year
$328,714
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$625,000
Assumable Rate
2.7%
Remaining Balance
$446,765
Loan Type
VA
Est. Equity Gap
$178,235
Annual Taxes
$4,342
HOA/mo
$215

About This Home

Up to $10,000 in seller concessions with a full-price offer! Beautifully updated and move-in ready, this spacious home sits on a large lot in the desirable Clover Creek neighborhood. Recent upgrades include a GAF Class 4 roof with lifetime warranty, Rheem 3-ton energy-efficient A/C with warranty, and a Lochinvar 50-gallon energy-efficient water heater. Inside, vaulted ceilings and an open, inviting layout create a bright, welcoming feel throughout the main living areas. Laminate floors, a cozy gas fireplace, and abundant natural light make it easy to feel at home. The kitchen features quartz countertops, ample cabinet space, an included island, and a functional layout that flows seamlessly into the dining and living areas. Upstairs, the spacious primary suite offers a private retreat with a five-piece bath and walk-in closet, while the additional bedrooms provide ample space for family, guests, or a home office. The fully finished basement adds valuable, flexible living space, complete with an additional bedroom, bathroom, and recreation area—perfect for guests, entertaining, a home office, or additional living space. Step outside to enjoy the newer deck overlooking the expansive backyard, offering plenty of space for entertaining, gardening, or simply relaxing. Enjoy all that Clover Creek has to offer, including wide, easily accessible walking paths, parks, and a community pool with both a full-size pool and a separate baby pool—making it easy to enjoy the outdoors and neighborhood amenities. The community also offers convenient access to shopping, dining, entertainment, and more.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
2.7% rateVASave $913/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 618-3936