5239 13th Street Road
FHA Assumable
6.96% Rate
37 photos
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5239 13th Street Road

Greeley, CO 80645

4
Bedrooms
1
Bathrooms
1,540
Sq Ft

Payment Calculator

$3,616
per month, total
$28,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$190,318
Second loan$162,068
%
Blended rate7.12% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 6.96% + gap
$3,616/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$565,000
Assumable Rate
6.96%
Remaining Balance
$374,682
Loan Type
FHA
Est. Equity Gap
$190,318
Annual Taxes
$2,902

About This Home

Set on a mature, tree-lined lot in Country Club West, including a finished walkout basement and solar installed in 2022. A covered front porch with brick accents and established gardens sets the tone. Inside, hardwood floors carry through the main level, starting with a light-filled living room under a vaulted ceiling. The kitchen is finished with granite counters, a center island, stainless steel appliances, a tiled backsplash, and glass-front cabinetry, and it opens to a bay-window dining nook. The family room centers on a gas fireplace with a classic mantel and steps right out to the deck. A powder room and main-floor laundry complete the level.Upstairs, the primary suite has its own private bath with a double vanity. Three more bedrooms and an updated hall bath with modern fixtures share the floor. The walkout lower level is made for gathering, with a second gas fireplace, a wet bar with granite counters and wine storage, a fifth bedroom, and a full bathroom, all opening to the covered patio.Outside, the elevated deck looks over a fully fenced backyard with mature trees, raised garden beds, and a storage shed. Below it, the covered patio with string lights and a porch swing is an easy place to spend the evening. A two-car attached garage rounds out the home. A well-kept, move-in-ready home in one of west Greeley's established neighborhoods, close to parks, schools, shopping, and dining.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
6.96% rateFHA

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